What is your specific research interests in finance Scholarship Essay

What is your specific research interests in finance - Scholarship Essay Example My research interest in real estate financing stems from the challenges facing the real estate industry—high interest rates. Increased interest rates have negative impact on investors and buyers, who may be reluctant into making meaningful investment options. Often, some investors have to contend with high interest rates that reduce the ability to repay their mortgages with time. Despite this scenario, I am interested into finding factors that influence interest rates on real estate products. Equally important, I will focus on how this research will provide guidance to investors interested in avoiding burdens from mortgages. With this goal, I am confident being awarded scholarship in finance will enable me to learn the tools and concepts that will allow me to conduct this study. Without doubt, awarding me this scholarship will enable me deriver immense insight on financial trends in the real estate arena. Ultimately, I see myself graduating and providing significant solutions on how investors can take make sound investment, despite challenges high interest

Importance of Teams Essay Example | Topics and Well Written Essays - 750 words

Importance of Teams - Essay Example Teamwork is of prime importance not only for the health care organizations but also for other organizations. Many other industries’ work is dependant on the teamwork otherwise, it is impossible to accomplish the task assigned to them. Aviation system is one of those industries that cannot exist without the well-managed teamwork. It is a matter of life and death. The majority of the aircraft accidents are due to improper communication and weaker teamwork among the aviation staff. This industry especially trains the hired staff. Crew Resource management (CRM) is one of those efforts to increase the performance level of the teamwork. Another industry that needs teamwork as an essential part is sports and particularly auto racing. In any sports activity, every player has to understand the importance of teamwork to get success against the competitor. As far as auto racing is concerned, the coordinators need to provide the important information to the racer abruptly so he can win the game. Only proper communication and teamwork makes it possible for the racer to play smoothly. †¢ Patient Satisfaction Like any other industry, the basic motive is to satisfy the one who comes in the health care centers by providing sufficient health care and medications. The precise diagnosis, cleanliness, correct medical reports and proper curable medications is compulsory. †¢ Communication & Public Awareness The health care centers must give public awareness to promote their social work and proper communication can lead them to get competitive advantage. †¢ Organizational Process support Problem Solving

Molar Mass of a Solid Essay Example for Free

Molar Mass of a Solid Essay Abstract: The purpose of this experiment is to determine the molar mass of an unknown solid. The freezing point of a solvent (Cyclohexane) was determined, and compare to the freezing point of Cyclohexane with the addition of two different concentration of unknown solid. The pure substance of Cyclohexane has defined physical properties. However, when a solute is added these properties are determined by the amount of solute added, also known as colligative properties. The temperature of the freezing point was lowered when the solid was added and it decreased as the concentration of the solid increased. The molality of the solute was determined, which was then used to calculate the molar mass of the solid for both trials. An average of the molar mass of the unknown solid was calculated to be 286.87+1.796g/mol with a %RSD of 0.626%. The purpose of the experiment was to obtain the molar mass of an unknown solid. The molar mass is determined by dissolving the unknown compound into a pure liquid with defined physical properties, in this case Cyclohexane. When dissolving a solute, it forms a homogeneous solution, in which the solvent of the solution physical properties are not longer defined, but depends on the amount of solute added. Whenever a substance is dissolved in a solvent, the vapor pressure decreases. When the vapor pressure decreases, it also lowers the boiling and freezing point of the solvent and increases the osmotic pressure. These four properties are known as the colligative properties, the magnitude of the changes depends on the amount of solute dissolve; the changes are directly proportional to each other. The higher the solute concentration, the higher the changes of vapor pressure, therefore, a lower freezing point. It is hypothesized that the freezing point temperature will decreased, if there is a higher concentration of the solid added to the soution. Vapor pressure is th e  pressure exerted by a vapor when the vapor is in a state of dynamic equilibrium with its liquid. When a nonvolatile solute is dissolves in the solvent, solute molecules occupy a part of the surface area. This allows molecules into the vapor state, lowing the vapor pressure of the solvent. When the vapor pressure lowers, the boiling point elevates, due to the presence of the solute. Solute added to the solvent affects the freezing point, the energy of the solvent lowers to increase the magnitude of the intermolecular forces for the molecules to get together to form a solid. The colligative properties are useful for determining molar masses of unknown nonvolatile solute. At low concentrations of a nonvolatile solute, the freezing–point of depression of a solvent can be determine by Tf = Kf (solvent) -Tf (solution) = Kf m. Changes in freezing point Tf are directly proportional to the molality, m, of the solute in solution (molality, m = mol solute/ kg solvent). The freezing-point constant, Kf for Cyclohexane is 20ËšC †¢ k/mol, which is used to obtain the amount of moles of solute in the solution, which is inversely proportional to the change of freezing point Tf. The molal mass obtained is essential to obtain the molar mass of the unknown solid (solute). The molal mass shows the unknown amount of moles of solute are need it per kilogram of solvent. Acquiring the number of moles of solute and analyzing it with the grams of solute measured in the laboratory obtaining the molar mass of the unknown solute.i The cooling behavior of a solution different from a pure liquid solution when a solute it’s added. Te temperature at which the solution begins to freeze is lower than the pure solvent. The freezing point also lowers when there is a higher concentration of solute added to the solution. The molar mass of unknown solid can be determined by any of the colligative properties, the freezing point is not an exception and by knowing the mass of solute and temperature of the freezing point, the molar mass can be obtained. Discussion: The freezing point depression is a colligative property of solutions, which is based only on the amount of solute added and not the defined chemical and physical properties of the substance. The freezing point of Cyclohexane observed was 4.97ËšC, from the cooling curve (Figure 1). Freezing point values of Trial 1 and Trial 2 were collected, to compared to the freezing point of Cyclohexane and determine he depression of the solute. The unknown solid yielded a freezing depression of 3.64ËšC for trial 1, and 2.84ËšC for trial 2 (Figure 2 3). These values were compared to the original mass of unknown solute added to the Cyclohexane and the approximate molar mass of  the unknown solid. The molar mass that was calculated for trial 1 was 288.14-g/mol, while trial 2 was 285.60-g/mol (Table 3). The average of the molar mass was calculated, and the molar mass of the unknown solid observed was approximately 286.87-g/mol. When calculating the standard deviation was obtain only +1.796g/mol when comparing both trials to the mean. The values are apparently close up together, making them highly precise, however, is unknown if the values are accurate, the unknown solid actual molar mass still unknown. The relative standard deviation percent, obtained was 0.626% (Table 3); this measurement expresses precision of the data, the smaller RSD the greater the precision for the average value of the data. The %RSD, is extremely low, making it the results a tremendously precise data of the mean. However, there was a possible error that could have affected the results. The error occurred during recording the cooling temperature of trial 1, the ice melted and the test tube was removed to add more ice into the beaker. Also, while recording the temperature of the Cyclohexane upon addition of unknown solid, the sample was not stir and therefore the value could have probably been invalid. Constant stirring of solution would have assured an even mix of the solute particles and a more accurate freezing point. These small errors could have affected both trials creating a higher observed molar mass value for both trials. Conclusion: The experiment allowed for the determination of freezing point of Cyclohexane based on a logger pro software with calibrated thermometers to be approximately 4.97ËšC (Table 1). Freezing point depression was observed when two trials of different concentration of the unknown solid were added to the Cyclohexane. As the concentration of the unknown solid increased, the freezing point of the solution was also lowered (Table 2). As seen on Figure 4, when placing all three graphs it is visible, when solute is added a lower freezing point is observed. Using experimental measurements, the molar mass of the unknown solid was calculated to be 286.87+1.796g/mol. Based on the relative standard deviation percent (%RSD) of 0.626%, shows a highly precise measurements of unknown solid molar mass when compared to the mean values.

Communication Healthcare

Communication Healthcare This essay will look at communication within a healthcare setting and will give examples from literature to demonstrate the importance of communication. It will use the work of (Ellis Beattie, 1986) and also (Egan, 1990) as models for effective communication. It will discuss whether these models are adequate alone to enable effective communication and will also draw on personal experiences from the clinical area. Communication underpins all other nursing interventions (Minardi Riley, 1997). Communication is a fundamental tool for healthcare delivery (Rungapadiachy, 1999). To listen to another person is the most caring act of all, Listening and attending are by far the most important aspects of being a nurse (Burnard, 1992). (Roper, 2001) Emphasizes communication as an integral part of the unique function of nursing. (Peplau, 1988) used the term, psychodynamic nursing, to describe the dynamic relationship between a nurse and a patient. Peplau described four phases of this relationship: The orientation phase, in which the person and the nurse mutually identify the persons problem. The identification phase, in which the person identifies with the nurse, thereby accepting help. The exploitation phase, in which the person makes use of the nurses help. The resolution phase, in which the person accepts new goals and frees herself or himself from the relationship. Peplau also identified six nursing roles of the nurse: Counseling Role working with the patient on current problems Leadership Role working with the patient democratically Surrogate Role figuratively standing in for aperson in the patients life Stranger accepting the patient objectively Resource Person interpreting the medical plan to the patient Teaching Role offering information and helping the patient learn (Betts, 1992) states that people have a basic drive to relate to one another, which is expressed through communication. Even if conversation doesnt take place, smiling as is not smiling a form of communication albeit non verbal. Communication can be conceptualized as a series of components that require a message, transmitter, receiver and a channel for transmission. All of these elements can be categorized into either verbal or non-verbal components. Both of these categories combine in the skill of active listening, which is a cornerstone of effective communication (Minardi Riley, 1997). (Ellis Beattie, 1986) used a diagram to illustrate the communication system, (appendix a). The communication system is divided into verbal and non-verbal parts. The verbal communication consists of words, clauses and sentences, which enables the exchange of information, clarification of issues, demonstrating understanding and to offer support and direction. The non-verbal system contains four elements: Prosodic, which is used to give emphasis to verbal communication through intonation and rhythm. Paralinguistic, which are the vocal but non-verbal expressions such as mmm, ah which will allow the person offering the information the confirmation that they are being listened to. Kinesic, is body language, for example facial expressions, gestures, position of the recipient. And The standing element, which may include physical appearance, personal space. Although a model of communication can simply demonstrate the communication process it can also oversimplify. A model only provides a framework for observing, understanding and predicting what occurs when two people communicate (Heath, 1995). Effective communication between a nurse and a patient is a conscious, goal directed process that differs from casual or social interactions. It is undertaken as a tool with which to develop trust, effect change, promote health, provide limits, reinforce, orient, convey, identify and work towards goals (Schultz Videbeck, 2002) An important aspect within effective communication is the ability to understand the message. Each element of communication must be examined separately. For example, within the Kinesic element, (Egan 1990) offers the acronym, SOLER, when considering the aspect of body language. Egan suggests to: Sit Squarely in relation to the client, Maintain an Open posture, Lean slightly towards the client, Maintain reasonable Eye contact, Relax. Through personal experience whilst in the clinical area I have implemented this acronym and found it effective although needing to examine my own actions later to assess whether its was used to its full potential. I have found that to sit squarely with the client isnt necessarily the best position this has offered periods of discomfort both for myself and visibly to the patient. By sitting in this position there is less opportunity to break eye contact without appearing distracted or disinterested. Open body posture can give a sense of disinterest as well as increasing anxiety in myself in situations where there may be a risk of physical aggression. In the suggestion that Egan gives of relaxing, this has been easier at times when the other suggestions of Egans have been modified. (Betts, 1992) states it is important not to stare at the patient for too long as this can be seen as an intimidating gesture as also can distance where too close can be seen as an invasion or a threat or too far can be interpreted as the nurse being unable to cooperate. Within the verbal element it is also important for the nurse to recognize the difference between a person saying what they mean and meaning what they say (Minardi Riley, 1997). An example of this from my own clinical experience was whilst having a conversation with a patient, they told me that they just wanted to kill themself. When we explored this statement further the patient said that they didnt actually mean they wanted to kill themselves but rather that they felt they couldnt cope with current problems. By sitting and discussing these problems, a number were able to be resolved and others discussed. In this situation and with such an alarming statement for a student nurse it would have been an easy get out to dismiss the statement. (Speight, 1991) however, states that by responding in this way could have led to the patient being unwilling to explore this statement further. Speight suggests that reflection can be used as a communication technique. For example, when the patient made the statement, the response that could be used is one of â€Å" you want to kill yourself?† and thereby encouraging a further response from the patient about the statement. To enable effective communication the healthcare worker must also be aware of the individual factors involved. All communication between individuals has internal factors that can influence the sending or receiving of the message, these may include beliefs, goals, physical and emotional states and the perceptions of others roles, status and personality. External factors may include environmental, social, biological, psychological and economic influences (George, 1990). (Minardi Riley, 1997) suggests that it is also important in being an effective communicator to ensure that the language used during communication is at a level that can be understood through familiarity of words. Once the basics of communication are understood, in order to turn this into effective communication it is important for the healthcare worker to examine their own actions through reflection (Minardi Riley, 1997). This may be done with the aid of a model of reflection such as Gibbs reflective cycle (appendix 2). Gibbs identifies five points for reflection. Description, feelings, evaluation, analysis, conclusion and action. By using Gibbs reflective cycle I have been able to identify obstacles either personal, environmental or on a physical level. This I believe has led me to a greater understanding of my own actions, thoughts or feelings and helped me identify solutions to these obstacles. Conclusion In conclusion, this essay has identified and examined models of communication and discussed the various elements involved. It has given examples from literature to stress the importance of communication and identified elements needed towards communication being effective within healthcare. It has drawn on personal experience form the clinical area to demonstrate the skills required in maintaining a therapeutic relationship and also identified the need for ongoing reflection during the communication processes.

Motif of Blood in Shakespeares Macbeth :: GCSE English Literature Coursework

Motif of Blood in Macbeth Shakespeare In William Shakespeare’s Macbeth, the motif of blood plays an important factor in the framework of the theme.   A motif is a methodical approach to uncover the true meaning of the play.   Macbeth, the main character in the play, thinks he can unjustly advance to the title of king without any variation of his honest self.   The blood on Macbeth’s hands illustrates the guilt he must carry after plotting against King Duncan and yearning for his crown.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Shakespeare used the image of blood to portray the central idea of Macbeth, King Duncan’s murder.   The crime is foreshadowed in the second scene of the first act.   The king shouts, â€Å" What bloody man is that?† (I,ii,1)   He is referring to a soldier coming in from battle.   The soldier then explains to King Duncan of Macbeth’s heroics in battle.   One assumes that Macbeth is bloody just like the soldier.   The soldier describes Macbeth in action â€Å"Disdaining Fortune, with his brandished steel, / Which smoked with bloody execution.† (I,ii,17-18)   This line connects Macbeth with killing, and hints at the future.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The evil deed of murdering the king becomes too much of a burden on the Macbeths.   The blood represents their crime, and they can not escape the sin of their actions.   Macbeth realizes that in time he would get what he deserves.   Since he can not ride himself of his guilt by washing the blood away, his fate may have been sealed.   They   try to use water for vindication, but Macbeth says that all the water in the ocean could not cleanse his hands.   He imagines the blood from the murder staining the ocean red.   Lady   Macbeth differs from her husband in this aspect.   She believes her conscience would be cleansed at the time her hands are physically cleaned.   She tells her husband to have the same beliefs as she or he would be driven to insanity.   Ironically, Lady Macbeth is the one that is driven to the brink of lunacy as she commits suicide at the end of the tragedy.     The image and scent of blood symbolizes the unending guilt of Macbeth and Lady Macbeth.   The blood on their hands represents the inability to annul the murder from their memories.   While sleepwalking, Lady Macbeth was aggravated with own hands.   She was seen muttering, â€Å"Out damned spot! Out, I say!† (V,I,39)   This proves that her evil deed in still on her conscience.

Essay --

Brindley Sisco Period 5 John Burroughs was an American naturalist whose essays contributed to ...Burroughs was the seventh child born to Chauncy and Amy Burrough’s on April 3,1837. He grew up along with nine other brothers and sisters on his family's farm in the Catskill Mountains. While he worked on the family’s farm as a young boy he was always captivated by the birds, wildlife, and frogs who returned each spring. Burrough loved to learn as a child and was frequently reading, but his dad did no support Johns interest in attending college. So, at the young age of seventeen John left home in hopes of raising enough money to pay for college. To earn his money for school he mainly taught at a school in Olive, New York. Burroughs eventually attended Cooperstown Seminary. While there he read the works of Ralph Waldo Emerson and William Wordsworth who became two of his lifelong influences. It was not until the summer of 1860 when John Burroughs essay Expression was picked up by Atlantic Monthly. Which was later published in November of that same year. In 1864 John took a job as a c...

Material Requirements Planning (Mrp)

Material Requirements Planning (MRP) An overview of MRP Material Requirements Planning (MRP) is a software based production planning and inventory control system used to manage manufacturing processes. Although it is not common nowadays, it is possible to conduct MRP by hand as well. Is a computer based information system that translates the finished product requirements of the master schedule into time- phased requirements for subassemblies, component parts and raw materials, working backward from the due date using lead times and other information to determine when and how much to order.Material requirements planning is as much a philosophy as it is a technique, and as much approach to scheduling as it to inventory control. MRP begin with a schedule for finished goods that is converted into a schedule of requirements for the subassemblies, components parts, and raw materials is needed to produce the finished items in the specified time frame. Thus, MRP is designed to answer three q uestions: what is needed? How much is needed? and When is needed?Manufacturing industries must follow planning processes for every product, from its developmental stage to initial production and to final product. To outline each part of production planning, businesses use computer-based information tools such as material requirements planning, or MRP, and manufacturing resource planning, or MRP I. They function as integrated manufacturing control and activity systems MRP inputs An MRP system has three major sources of information: a master schedule, a bill of materials file, and an inventory records file.A master schedule is also referred to as master production schedule, states which ends items are to be produced when they are needed, and in what quantities. Then, a bills of materials(BOM) contains a listing of all the assemblies, parts, and raw materials that are needed to produce one unit of a finished product. Thus each finished product has its own bill of materials. And lastly, inventory records refers to stored information on the status of each items by time period, called time buckets. This include gross requirements, scheduled receipts, and expected amount on hand.It also include other details for each items, such as supplier, lead time, and lot size policy. MRP Systems MRP systems use production stage charts, materials requirement planning and master production schedules to outline the process of creating final products. It outlines the time needed during each production stage, status of outstanding orders and inventory needs for the initial process. It determines the time required for each production stage and demand for the final product. MRP1 Systems MRPII adds data resources to the original MRP manufacturing information systems.MRPII incorporates plan activities–such as a detailed production schedule and financial needs, inventory management, demand planning, shop-floor control and performance measurements–into manufacturing groups, such as the car industry and Marine Corps logistics. MRP and MRPI Integration MRP and MRPI systems are normally integrated into other production systems, such as Enterprise Resource Planning (ERP), but are still found separately today due to computer prices. The system a company uses depends on requirements.Just In Time (JIT) inventory strategy will sometimes supersede MRP during repetitive manufacturing processes, since receiving the raw materials during production cuts down on warehouse space and costs. For pharmaceutical and defense manufacturing industries, which use non repetitive production processes, the MRP system is still preferred. Project Benefits MRP allows for organization of the process as a project instead of continuous operation. The project engineer can produce a project master document with such information as division into units, date of the plan and name of the project. A project team is formed.The name of the team, role of the team and role of any team member or employee using MRP will be defined. Activities in the project can be linked through the use of planning, control of activities and co-ordination. MRP can be used to compute the earliest and latest possible start date for each activity of the project. MRP utilizes reject codes to assure consistent product quality by identifying units out of compliance. MRP further assures quality by using quality assurance methods to monitor line production. Rejected lots of product are tracked by operation work centers. Rejection of materials is tracked by vendor.Guidelines are developed for inspection of finished products as well as at pre-determined points in the manufacturing process. Outgoing goods' quality control and quality certifications are utilized. The benefits of the implementation of MRP versus of the cost of the system are considerations for companies examining this method. Lower end estimates for the cost of such a system are approximately $93,000 for a small company to $1,633,000 fo r the largest companies. However, the implementation approach, management support and degree of computerization have been found to be more important in achieving benefits than the cost of the system.The size of the company and the nature of the process or product appear to have little effect upon success. MRP will plan production so that the right materials are at the right place at the right time. MRP determines the latest possible time to product goods, buy materials and add manufacturing value. Proper Material Requirements Planning can keep cash in the firm and still fulfill all production demands. It is the single most powerful tool in guiding inventory planning, purchase management and production control. MRP is easy to operate and adds dramatically to profits.